What studying abroad actually costs
Not the tuition figure on the brochure. Everything, in rupees, and separately, the balance the embassy requires you to show, which is a published rule rather than an estimate.
Your plan
Where
Level
Course length
2 years
Annual tuition
AUD 36,000
Sitting on the typical figure. Drag it to the number on your offer letter for a real total.
How you plan to live
Part-time earnings a year
None assumed
Be conservative. Visa hours are capped and the first months are usually empty.
What the family already has
Nothing yet
Sponsor’s yearly income
As declared on the tax clearance. Leave at nothing to skip.
Rather not say
- First year tuitionNPR 32,40,000
Most institutions want at least the first semester up front.
- Visa application feeNPR 1,80,000
- OSHCNPR 63,000
Usually paid for the whole visa length at once.
- Flight from KathmanduNPR 95,000
- NOC, translation, notarisation, courier, biometricsNPR 90,000
The small costs nobody budgets for, together.
- First three months of living costsNPR 6,53,000
Before any part-time work starts paying.
- Tuition, 2 yearsNPR 64,80,000
- Living costs, 2 yearsNPR 52,20,000
- OSHCNPR 1,26,000
- Visa, flights and one-off costsNPR 3,65,000
What you must SHOW. This one is a rule, not an estimate
Subclass 500 student visa12 months of living costs (AUD 29,710) + 12 months tuition + return travel
Source: Department of Home Affairs financial capacity requirement, 2026
Holding period: Funds should be genuinely available; recent large deposits invite questions.
Can this be paid for?
Still to find: NPR 1.22 crore. That is the education loan, and the collateral behind it, that your file has to explain.
Enter your sponsor's annual income to see how the course compares to it.